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Any questions? Email support@calebhammer.com

▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com

▶Watch the Financial Audit Post Show: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

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▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking & Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&adnetwork=brand *affiliate link

2) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

3) Click this link https://j.moomoo.com/00Bn5Z to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms & Conditions Apply

5) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/a/calebhammer

6) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb

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8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
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▶Other channels:

1) Your Week In Money: https://www.youtube.com/@calebhammeryourweekinmoney

3) Money Makes Cents: https://www.youtube.com/@centsmakesmoney/videos

3) Finacial Audit Follow-Ups: https://www.youtube.com/@financialauditfollowups
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▶Fun things:

1) Exclusive episodes, private Discord, BTS, and a special thank you: https://www.patreon.com/calebhammer

2) Get your own Hammer Financial Score: https://www.calebhammer.com

3) Merch: The most fun website: https://shop.calebhammer.com

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▶My socials: https://linktr.ee/calebhammer

▶️Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
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Chapters:

00:00 Job and income
06:38 This is already a mess…
10:34 They brought an offering
12:20 Netsuite
17:13 Is he even in this room?
25:13 Who is this guy?
30:00 This house… :house:
36:04 Bro needs a little helps
43:06 High Yield Savings :chart_with_upwards_trend:
45:10 The debts are STACKING
50:52 Addicted to minivans?
56:00 They don’t even care…
1:02:45 Let’s see the checking
1:09:33 Bro it’s still going…
1:15:35 Complete spending breakdown! :rotating_light:
1:23:07 Moomoo
1:26:00 Dawn the BUDGET :money_with_wings:
1:32:25 They are so fortunate they don’t even know
1:35:00 Hammer Financial Score
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▶Sponsorship and business inquiries: business@calebhammer.com
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These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche, pension, retirement, financial independence retire early.
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▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com