Personal Finance 101 | Savings, Retirement, Credit Cards, Investing Tips for Beginners |
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In today's video, I break down 4 basic personal finance topics. We delve into things such as high interest/yield savings accounts, 401ks and IRAs, credit card scores, exchange-traded funds, inflation, and just how to manage your finances in your 20's!
↳ NOTE: I am not a financial advisor and this content is for educational and entertainment purposes only. This information is based on my own personal experience. I encourage you to do your own research and consult a licensed financial advisor for advice. Please keep in mind that all investing involves risk, including potential loss. You are responsible for your financial decisions, so please proceed wisely! ↳ My Links Blog: https://gonewiththewendy.com Insta: https://instagram.com/gonewiththewendy TikTok: https://www.tiktok.com/@gonewiththewendy Business E-mail: hellogonewiththewendy@gmail.com ↳ Info: - Popular High Yield Savings Accounts: Ally Bank, Marcus, Capital One - ETF I've been investing in: https://investor.vanguard.com/etf/profile/VOO - Apply for the Chase Freedom Unlimited or Freedom Flex credit card with my link and get $200 (these are other cards I have that I didn't discuss in this video): https://bit.ly/3QBGGHt Resources: - I Will Teach You to Be Rich by Ramit Sethi (my favorite personal finance book): https://amzn.to/3Hld2Bv - Broke Millennial: Stop Scraping By and Get Your Financial Life Together by Erin Lowry (also a great beginner's book): https://bit.ly/2E51PcT - Bad With Money podcast with Gaby Dunn (my favorite episode called "What is a Stock" with CEO of Ellevest): https://spoti.fi/3kNK7LD People to Follow - Ramit Sethi: https://www.instagram.com/ramit/ - Hey Berna: https://instagram.com/heyberna - My Wealth Diary: https://instagram.com/mywealthdiary - Delyanne the Money Coach: https://instagram.com/delyannethemoneycoach/ - Ask Sebby (favorite credit card youtuber): https://asksebby.com/ ↳ Get Some $$ $10 for the EASIEST cash reward app: https://b.ewd.io/code?c=ul3kn $20 and cash back with every online purchase: http://rakuten.com/r/HELLOG388 $5 and cash back with every online purchase: http://www.mrrebates.com?refid=1030828 $10 off your first DoorDash order: https://drd.sh/X9bf50/ ↳ What I Used In This Video Camera: Canon G7 X Mark II Editing: iMovie Music: Chill Day - LAKEY INSPIRED ↳ Disclaimer: This video is not sponsored. Some of the links above are affiliate links, which means I earn a small commission. Intro: 0:00 Savings Accounts: 2:01 Why Investing is Important: 4:08 Retirement Plans: 6:02 Credit Cards: 11:08 Personal Finance Order of Operations: 15:08 Investing: 15:53 #investing #retirement #tips |