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Personal Finance 101 | Savings, Retirement, Credit Cards, Investing Tips for Beginners

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In today's video, I break down 4 basic personal finance topics. We delve into things such as high interest/yield savings accounts, 401ks and IRAs, credit card scores, exchange-traded funds, inflation, and just how to manage your finances in your 20's!

↳ NOTE: I am not a financial advisor and this content is for educational and entertainment purposes only. This information is based on my own personal experience. I encourage you to do your own research and consult a licensed financial advisor for advice. Please keep in mind that all investing involves risk, including potential loss. You are responsible for your financial decisions, so please proceed wisely!

↳ My Links
Blog: https://gonewiththewendy.com
Insta: https://instagram.com/gonewiththewendy
TikTok: https://www.tiktok.com/@gonewiththewendy
Business E-mail: hellogonewiththewendy@gmail.com

↳ Info:
- Popular High Yield Savings Accounts: Ally Bank, Marcus, Capital One
- ETF I've been investing in: https://investor.vanguard.com/etf/profile/VOO
- Apply for the Chase Freedom Unlimited or Freedom Flex credit card with my link and get $200 (these are other cards I have that I didn't discuss in this video): https://bit.ly/3QBGGHt

Resources:
- I Will Teach You to Be Rich by Ramit Sethi (my favorite personal finance book): https://amzn.to/3Hld2Bv
- Broke Millennial: Stop Scraping By and Get Your Financial Life Together by Erin Lowry (also a great beginner's book): https://bit.ly/2E51PcT
- Bad With Money podcast with Gaby Dunn (my favorite episode called "What is a Stock" with CEO of Ellevest): https://spoti.fi/3kNK7LD

People to Follow
- Ramit Sethi: https://www.instagram.com/ramit/
- Hey Berna: https://instagram.com/heyberna
- My Wealth Diary: https://instagram.com/mywealthdiary
- Delyanne the Money Coach: https://instagram.com/delyannethemoneycoach/
- Ask Sebby (favorite credit card youtuber): https://asksebby.com/

↳ Get Some $$
$10 for the EASIEST cash reward app: https://b.ewd.io/code?c=ul3kn
$20 and cash back with every online purchase: http://rakuten.com/r/HELLOG388
$5 and cash back with every online purchase: http://www.mrrebates.com?refid=1030828
$10 off your first DoorDash order: https://drd.sh/X9bf50/

↳ What I Used In This Video
Camera: Canon G7 X Mark II
Editing: iMovie
Music: Chill Day - LAKEY INSPIRED

↳ Disclaimer: This video is not sponsored. Some of the links above are affiliate links, which means I earn a small commission.

Intro: 0:00
Savings Accounts: 2:01
Why Investing is Important: 4:08
Retirement Plans: 6:02
Credit Cards: 11:08
Personal Finance Order of Operations: 15:08
Investing: 15:53

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