Investing is one of the best methods to guarantee your financial future, and one of the best ways to invest is over a long period of time. It may have been tempting in recent years to abandon a long-term strategy in favor of fast profits.

However, given the market's present high valuations, it's more crucial than ever to concentrate on long-term investing while sticking to your strategy.

Today's investors have a variety of options for investing their money, and they may pick the level of risk they're ready to accept to reach their goals.

You can go with a safe option like a certificate of deposit (CD), or you can increase the risk – and potential return! – by investing in stocks and stock mutual funds.

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